The Canada Small Business Financing Program makes it easier for small businesses to get loans from financial institutions by sharing the risk with lenders.

The enhanced program provides lenders and small businesses with additional financing products, new class of loans, increased loan amounts and terms, improved loan conditions and decreased administrative burden.

New financing amounts: The maximum loan amount for a borrower (and related borrower) has been increased from $1 to $1.15 million which includes the following:

  • $1 million for term loans of which a maximum of $500,000 includes:
    • equipment and leasehold improvements loans (up from $350,000); and
    • $150,000 for intangible assets and working capital costs.

    Plus

  • $150,000 for lines of credit for working capital costs (which is over and above the $150,000 that can be used for working capital costs under the term loan product).

Find out more: https://ised-isde.canada.ca/site/canada-small-business-financing-program/en